Heat Pump Rebates in Canada 2026: A Province-by-Province Breakdown

Let's clear up the federal layer first, because it's where most of the confusion lives.

The Grant and Loan You Remember Are Closed

The Canada Greener Homes Grant — the program that offered up to $5,000 toward heat pumps and other retrofits — is no longer accepting applications. Over its run it delivered roughly $1.8 billion in grants and supported close to 287,000 heat pump installations, so plenty of your neighbours used it. But that door is shut. The companion Canada Greener Homes Loan, an interest-free loan of up to $40,000, also stopped taking new applications on October 1, 2025. If you were already approved for that loan, your funding still stands; if you weren't, it's no longer an option.

I mention this plainly because a surprising number of websites — and even some contractors — still describe these as live. They aren't. Budgeting around them in 2026 will only lead to disappointment.

What's Still Open: Oil-to-Heat-Pump Funding

The one federal program still actively paying homeowners is the Oil to Heat Pump Affordability program, usually shortened to OHPA. It's built for a specific situation: you currently heat with oil, and you want to switch to an electric heat pump. According to Natural Resources Canada's program details, eligible homeowners can receive an upfront payment of up to $10,000 in provinces where the federal government delivers the program directly, and up to $15,000 plus a one-time $250 payment in provinces and territories where it's co-delivered with a local partner.

A few conditions matter. Your household income has to be at or below the median after-tax income for your household size, your home has to be connected to an integrated electricity grid, and there's a deadline: in most of the country, the last day to apply is July 31, 2026 (some provincial streams close earlier). The nice part is that OHPA can be stacked on top of provincial and utility rebates, so it's often the foundation that other programs build on.

There's also the Canada Greener Homes Affordability Program, which provides no-cost retrofits — including heat pumps — to lower-income households, delivered through participating provinces and territories. If your income qualifies, it's worth asking your provincial program whether you're eligible before paying for anything yourself.

Before we go province by province, here's the shortcut I wish more guides led with. Almost everything about your rebate comes down to three questions.

The first is where you live. This is the single biggest factor. Provinces and their utilities run their own programs, and the gap between the most and least generous is enormous. The second is what you heat with today. Programs reserve their richest incentives for homes leaving oil behind, followed by electric resistance heating, with natural gas usually attracting the smallest rebates. That's because the environmental and bill-savings payoff is largest when you retire an oil furnace. The third is your household income. Many of the headline numbers you'll see — the $16,000s and $22,000s — are income-tested, meaning they're reserved for households at or below a certain threshold. Above that line, the same program often still helps, just with a smaller cheque.

Keep those three in mind as you read your province below. When you see a big number, your next two questions should always be "is that for oil conversions?" and "is that income-qualified?" More often than not, the answer to at least one is yes.

Find your province in the table first to set your expectations, then read the detail underneath for the fine print that actually decides your cheque. Every figure here is current as of June 2026.

British Columbia has reshaped its heat pump support into an income-based structure under the CleanBC Energy Savings Program, administered through Better Homes BC. The amount you receive scales with your household income, and the gap between tiers is meaningful. A family of four earning under roughly $87,350 can qualify for up to $16,000 toward a heat pump, and once electrical upgrades are folded in, the income-qualified path can reach around $24,500 in total support. Higher-income households switching from gas, propane, or oil still qualify, just for more modest amounts.

There's one rule for 2026 that catches people off guard. For lower-income tiers registering on or after April 1, 2026, your home's assessed value has to sit at or under $1,200,000, and for the higher-income tier the cap is $1,820,000. The other rule is universal in BC: you must pre-register and receive an eligibility code before you buy equipment or start any work. Some municipalities, such as Kelowna, layer their own top-ups on top, so it's worth checking locally once you know your provincial amount.

This is the honest part of the map. Neither Alberta nor Saskatchewan runs a province-wide heat pump rebate, so your options are mostly federal and local.

In Alberta, the main lever is the federal OHPA program if you're leaving oil behind, plus municipal financing. Several Alberta municipalities offer a Clean Energy Improvement Program, which lets you finance an upgrade through your property tax bill and often includes a modest incentive. Utilities like ENMAX and ATCO also run periodic equipment rebates worth a quick phone call.

Saskatchewan is similar, with one wrinkle worth knowing. The SaskPower Home Efficiency Retrofit Rebate offers up to $1,800, but it covers building-envelope upgrades like windows, doors, insulation, and air sealing — heat pumps specifically are not eligible. SaskEnergy's residential rebates likewise focus on furnaces and water heating, not heat pumps. So in Saskatchewan, the realistic path to heat pump dollars is the federal oil-conversion program. It's not the answer most people hope for, but knowing it upfront saves you from chasing a provincial rebate that isn't there.

Manitoba does things a little differently, pricing its rebates by the size of your heated space rather than a flat amount. Through Efficiency Manitoba, an air-source heat pump earns $1.65 per square foot of heated space, while a ground-source (geothermal) system earns $2.50 per square foot. Ground-source projects can also tap an interest-free loan of around $13,500, repaid over 15 years right on your Manitoba Hydro bill, with the exact support varying by system size.

If you're heating with oil, Manitoba co-delivers the federal OHPA program, which means up to $15,000 in federal funding plus up to $5,000 from the province for a qualifying oil-to-heat-pump conversion. Because the per-square-foot amounts depend on getting your system sized correctly, it's worth understanding how that calculation works before you book an installer — our guide on how to properly size a heat pump for a Canadian home covers the basics so you don't end up under- or over-sized.

Ontario's program is one of the more generous in the country if you're not on natural gas. The Home Renovation Savings Program, delivered jointly by Enbridge Gas and Save on Energy with provincial support, pays by the ton of heat pump capacity. For homes heated by electricity, oil, propane, or wood, an air-source heat pump earns $1,250 per ton up to a maximum of $7,500, and a ground-source system earns $2,000 per ton up to $12,000. Homes currently on Enbridge natural gas get smaller amounts — $500 per ton up to $2,000 for air-source, or a flat $3,000 for ground-source — which reflects that familiar pattern of bigger rebates for leaving higher-emitting fuels.

One genuinely convenient detail: a heat pump counts as a single-measure upgrade here, so you don't need a full home energy assessment to claim it. The program is currently scheduled to run through November 2026. If you want the step-by-step on eligibility and applying, we cover it in depth in our guide to Ontario's Home Renovation Savings Program.

Quebec's main offer comes from Hydro-Québec's LogisVert program, which provides up to $6,700 for an eligible air-source heat pump and geothermal assistance equivalent to $750 per 1,000 BTU/h. It's a steady, broadly available program that isn't strictly income-tested, which makes Quebec one of the more accessible provinces for a typical homeowner.

There's an important change to flag, though. The provincial Chauffez vert grant, which helped homeowners convert away from oil or propane central heating, closed to new applications on March 31, 2026. For years it added up to $1,275 for a single-family home on top of LogisVert, so if you read an older article promising that combination, that piece of it is gone. Quebec's Rénoclimat program still offers grants for mechanical-system and envelope upgrades following an energy evaluation, and it can be combined with LogisVert when the work is distinct. Homes still on oil may also qualify for the federal OHPA program, which is federally delivered in Quebec, though remote off-grid areas are excluded.

If you heat with oil, Atlantic Canada is where the numbers get genuinely exciting — these provinces have leaned hardest into helping homeowners switch.

In New Brunswick, NB Power runs two streams through SaveEnergyNB. Households with income over $70,000 can receive up to $15,000 in advance through the Total Home Energy Savings Program to switch from oil to a heat pump, while households at $70,000 or under can have the upgrade delivered free of charge through the Enhanced Energy Savings Program. Watch the calendar here: registrations for the oil-conversion stream close June 30, 2026, with work completed by March 31, 2027.

In Nova Scotia, Efficiency Nova Scotia offers up to $5,000 in heat pump rebates to all homeowners through its Home Energy Assessment path, up to $15,000 for moderate-income households, and free upgrades for income-qualified homeowners through HomeWarming. One caution: reporting in late 2025 indicated that Nova Scotia's heat pump support is winding down ahead of other provinces, so confirm the live status of each stream before you commit.

Prince Edward Island is the one to double-check before you get your hopes up. As of the spring 2026 provincial budget, the province paused new applications to its heat pump rebate, a change confirmed by CBC News. Income-qualified Islanders historically had access to larger rebates and free heat pump programs, and the federal OHPA program remains open to eligible oil-heated homes, but the provincial rebate itself is on hold for now.

Newfoundland and Labrador quietly offers the richest program in the country. The takeCHARGE Oil to Electric Incentive provides up to $22,000 for income-qualified households switching from oil to an electric heat pump, and up to $9,000 through the general stream for everyone else. It covers the purchase and installation of mini-split, multi-split, or central systems and, where needed, electrical panel upgrades. Your home has to be a year-round primary residence on the interconnected grid, and new builds aren't eligible. Because oil conversions so often involve removing an old tank, our guide to oil tank removal in Atlantic Canada is a helpful companion to the conversion itself.

The North runs its own programs, and they're surprisingly robust where the grid supports them. In the Yukon, the Good Energy program covers 50% of project costs up to $10,500 for a heat pump in an existing home, including electrical upgrades, and a new Dependable Grid Program launched in April 2026 covers 50% up to $15,000 for dual-fuel systems that pair a heat pump with a non-electric backup. Lower-income households have a dedicated stream as well. You can review the details on the Yukon government's Good Energy rebates page.

In the Northwest Territories, the Arctic Energy Alliance offers rebates of up to $20,000 for ground-source geothermal systems, along with air-source heat pump rebates, distributed first-come, first-served subject to funding. Nunavut is the exception: because its communities run on isolated grids rather than an integrated one, most heat pump incentives — including federal OHPA — generally don't apply, so residents there should contact territorial and utility offices directly about what limited support exists.

The programs differ, but the way to actually capture the money follows a familiar rhythm — and getting the order right is what separates homeowners who collect from those who miss out.

Start by confirming your eligibility and, crucially, registering before you buy anything. This is the rule people stumble on most. The vast majority of these programs will not pay you back for equipment you've already purchased or work that's already underway; they want you enrolled, and often holding an eligibility code, first. From there, the usual sequence is to complete a home energy assessment where one is required (single-measure heat pump rebates often skip this, while whole-home programs need it), choose an approved or registered contractor, keep every invoice and model number, and submit your claim with that documentation. Many programs also let you stack federal OHPA with a provincial or utility rebate, so ask each program whether the others can be combined rather than assuming you have to choose.

A practical note worth budgeting for: switching off oil or upgrading to a larger heat pump sometimes means your electrical panel needs more capacity. That cost is often partly covered by these programs, but it's smart to know what's involved ahead of time — our explainer on a 100A to 200A panel upgrade lays out the costs and permits so there are no surprises on installation day.